Financing

When you purchase a new bed at one of our Sleep Outfitters stores, we offer you a variety of ways to pay for your new bed with one of our financing providers: Wells Fargo National Bank or Progressive Finance. You can apply online and bring your approval number into one of our Sleep Outfitters stores.

WELLS FARGO FINANCING

Minimum monthly payments are required. Special Financing for 60 months available on purchases of $5000 and above.

The Preferred Customer Account credit card gives you the flexibility to buy today and pay over time.

As a Preferred Customer Account cardholder, you’ll enjoy benefits such as:

  1. Convenient monthly payments
  2. A revolving line of credit for all your purchasing needs
  3. Special promotional offers where available
  4. An easy-to-use online bill payment option

If you choose to Apply Online, you must provide an e-mail address. If we are able to complete the evaluation of your application within approximately 45 seconds, we will notify you of the credit decision online. You can check the status of your application at any time by Clicking Here.

The Preferred Customer Account credit card is  issued with approved credit by Wells Fargo Financial National Bank. See store for details.

Wells Fargo Financial National Bank is a wholly-owned subsidiary of Wells Fargo & Company.

NO Credit Check Financing from Progressive Finance

Sleep Outfitters offers financing through Progressive Finance. Progressive’s No Credit Check program provides an alternative option to financing so customers are not at the mercy of traditional lenders who rely solely on credit scores.

Pre-Qualifying Questions and Requirements

There are three key things that we look at when qualifying customers: employment, income, and bank account activity. Here are some questions to consider for qualification.

Employment and Income

  1. Have you been employed by the same employer for at least six months?
  2. Do you earn at least $1,000 per month and deposit at least $500 per month into your checking account? Checking Account History
  3. Has your checking account been open and active for three months?
  4. Does your checking account have any NSFs or excessive overdrafts in the last 30 days?

The application process typically takes about 30 minutes to an hour to complete.

Our friendly staff will help each customer apply online. Some additional forms may need to be submitted electronically.